Terms of business

How quotations, deposits, invoices, payments and refunds work with Apex Four Ventures.

Who we are

Apex Four Ventures (Private) Limited (registration no. 84313A0222026), Harare, Zimbabwe. These terms apply to quotations, invoices and payments for our services, alongside anything specific written in your quotation. If your quotation says something different, the quotation applies.

Quotations

Each quotation states the price, what is included and the date it is valid until. Work is agreed when you accept the quotation in the client portal or confirm it to us in writing.

Deposits

If a deposit is needed before work starts, the amount is shown on the quotation or invoice.

Paying invoices

Each invoice shows its due date and how to pay. Every payment is recorded against the invoice and you receive a numbered receipt.

Ways to pay

Open "Pay this invoice" from the invoice in the client portal, the link in the invoice email, or the document check page. Depending on the invoice you can pay online through Paynow or Pesepay, by bank transfer, or in cash. Card details and mobile-money PINs are entered on the payment provider's own page — we never see them. A receipt is issued automatically once an online payment is confirmed. For a bank transfer or cash payment, tell us on the payment page; we issue the receipt once we have checked the money arrived.

If money left your account but you did not get a receipt, do not pay again: email customercare@apexfourventures.co.zw with the invoice number and the payment reference, and we will check it with the provider.

Changes and cancellations

If you need to change or cancel work, tell us as soon as possible. We will agree the next steps with you in writing.

Refunds

If you believe money is owed back to you, contact us with the invoice and receipt numbers. Any refund we agree is recorded against your invoice and you receive a refund receipt.

Delivery and sign-off

Finished work is shared in your client portal, where you can approve it or ask for changes.

Checking our documents

Every quotation, invoice, receipt and credit note carries a reference and QR code. Check any of them at apexfourventures.co.zw/verify.

Your information

How we use personal information is explained in our privacy notice.

Questions

Email customercare@apexfourventures.co.zw or WhatsApp +263 78 234 8419.

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